To demonstrate the importance of purchasing travel insurance, here are some common examples of what could go wrong:

• It’s 10:00 p.m., and you and your immediate family arrive at the airport for a connecting flight—only to discover that the flight has been cancelled. Who will assist you in finding alternative flights so you can reach your destination on time?
• You arrive at your destination, but your luggage does not. If it is lost, who will help locate it? If it is delayed, who will pay for your essential items? If your luggage is stolen, who will cover the cost of replacement?
• You are driving a rental car and are involved in an accident. Who can help you locate a physician or medical facility?